If you are looking to file a diminished value claim for your vehicle, you are sure to have some questions.

Common questions from our clients might include:

  • What exactly is Diminished Value ?
  • How much are your services?
  • How long will the process be?

Whatever the diminished value need, I am eager to provide top-quality service to you in a timely manner!

Whether it is inquiring for a diminished value quote, some free advice, or getting a diminished value appraisal, the most important decision you make is making sure you get the most out of your damaged vehicle’s diminished value claim. We will work hard to gain your business and leave you satisfied! You can also rest assured that we stand behind all our work.

All our diminished value services are highly qualified and fully certified. We have many years of knowledge and experience in all types of diminished value claims. We are continually keeping up-to-date with the latest policies and trends, so you have peace of mind that our work will add value to the appraisal of your vehicle.

Call us today and learn why our customers are truly satisfied and even surprised at how easy and quick the work is done. Even if you think filing a diminished value claim is out of your budget, you just might be pleasantly surprised how affordable it actually is. We’ll work to do everything we can to help you get the best possible outcome!

1000’S OF

Filed Diminished Value Claims

1000’S OF

Happy Clients


Years Experince

1000’S OF

Money Saved For Our Clients

What is Diminished Value?

Diminished Value is defined as that portion of a damaged vehicle’s pre-Loss Value that has Not been restored through the repair process. There are actually three (3) basic types of Diminished Value.

  • Immediate Diminished Value is the difference in resale value of a vehicle immediately before damage has occurred and immediately after damage has occurred (prior to repair). Most jurisdictions (courts) will use this standard as the primary measure of damage when courts are employed to seek reimbursement for damage from a negligent party. As courts are rarely the chosen venue for recovery of property damage, the standard of “Immediate Diminished Value” is rarely employed in resolving Property Damage claims.
  • Inherent Diminished Value assumes optimal repair quality has been achieved and is defined as the amount by which the resale value of a repaired vehicle has been reduced simply because the subject vehicle now has a significant damage history. “Inherent Diminished Value” is the most widely recognized and accepted form of Diminished Value. It is also the basis upon which any supplemental form of Diminished Value would be added. A common “Supplemental” form of Diminished Value is “Repair Related Diminished Value”.
  • Repair Related Diminished Value includes any additional amounts by which the resale value of a subject vehicle may be further reduced because of less-than-optimal repairs. This could include anything from minor cosmetic imperfections to major structural defects.

Do I Have Diminished Value?

Probably, if your vehicle has No Prior Significant Damage History. To find out for sure, fill out and submit our FREE DIMINISHED VALUE QUOTE FORM to help you decide whether you should pursue a Diminished Value claim.

How Do I Collect Diminished Value ?

By providing the insurance company with a professionally prepared Diminished Value Report from a licensed appraiser that documents the extent of your Diminished Value, explains the methodology by which the extent of Diminished Value was determined and includes independent recognized authority that supports the assessment expressed in the report.

Will I Need Help to Settle My Diminished Value Claim ?

YES … The insurance industry keeps coming up with new excuses to not pay what they owe on Diminished Value Claims. To the uninformed, some of their arguments actually seem to make sense. But, to the trained and licensed professional, we’ve heard all their arguments before and we know how to deal with each-and-every one of them. Over the past few years, the pool of diminished value “Appraisers” has mushroomed. There are now “Discount” Diminished Value appraisers that will pick-your-pocket for whatever they can get, in exchange for useless reports that are of No Value, i.e: reports based on the Rule 17c Formula, or any similar formula. The insurance industry even seems to be underwriting some of these Late Entries in an effort to Minimize their Payments on Diminished Value Claims.

What Is Vehicle Total Loss Value?

*DISCLAIMER* This information is generated for a general explanation for ACV  or “Actual Cash Values”. Please contact me for a exact rules, regulations, and laws in Arizona.

Car insurance companies label a vehicle a “total loss” when the cost to repair the vehicle to its pre-damaged state exceeds the cost of the vehicle’s worth, or actual cash value.

Determining whether a vehicle is a total loss depends on several factors such as:

  • The car insurance company. Although companies must follow certain state laws, they also can set their own standards for totaled vehicles.
  • The vehicle’s specific condition. Can the vehicle be repaired safely? Will it cost more to repair the vehicle than the vehicle is worth?
    • Adjusters will look at these factors.
  • Individual state laws. Often, this means the vehicle must suffer a specific percentage of damage before it can be deemed a total loss.

Your car insurance agent can walk you through each factor.

Will I Need an Attorney?

Possibly… depending on how the process advances it will be your decision to make. However, not necessary in small claims court. The simple act of filing a suit may bring the at fault insurance company to the table and a settlement could be reached (in a lot of cases).

It was been my experience of the last 30 years of Diminished Value Claims that my Company has a 95% win ratio.

If the amount of your Diminished Value exceeds Small Claims Court authority (superior court), you will need to be represented by an attorney. We will then be available to help your attorney prosecute your case.

  • NOTE: If your claim involves both Personal Injury and Diminished Value, your interests could best be served with the help of a Personal Injury Attorney.
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Why Choose Us

Troye is one of the most experienced and respected Diminished Value Claim Appraisers  in Arizona for over a 30+years. Lives and money have been saved due to our Diminished Value services and we continue to strive to be the best in the state and the industry.

  • Financial Responsibility To Our Clients
  • Superior Quality and Customer Service
  • Quality and Value to the Diminished Value Services We Deliver
  • Highest Standards in Cost Control
  • On Time and on Budget
  • Real Focus on Customer Satisfaction